Critical Reasoning: Evaluating a Mobile Banking Proposal Quiz — 5 Free Questions

📖 Read the passage, then answer the questions below

A regional bank is considering a proposal to close its physical branches in low-traffic rural areas and replace them with mobile-only banking, supported by a phone hotline for customers who need assistance. Proponents argue that maintaining a branch in a low-traffic area costs far more per customer served than in a busy urban branch, that most routine transactions such as balance checks and transfers are already conducted through the bank's mobile app rather than in person, and that the savings from closing underused branches could fund better mobile app features for all customers.

Based on a one-year trial in which one rural branch was closed and its customers were moved to mobile-only banking, the bank's leadership has concluded that closing underused rural branches network-wide would reduce operating costs and improve the mobile app for all customers, without significantly reducing customer satisfaction among affected customers.

Question 1

Which of the following, if true, would most strengthen the argument that operating costs would fall?

Question 2

Based on the passage, proponents believe closing underused branches is advantageous primarily because of which combination of factors?

Question 3

The bank leadership's argument assumes which of the following?

Question 4

Assertion (A): The bank leadership's conclusion, based on the passage, is that closing underused rural branches network-wide would reduce costs and improve the app without significantly reducing customer satisfaction. Reason (R): The one-year trial directly measured customer satisfaction and operating costs across every rural branch in the network. Which of the following is correct?

Question 5

Which of the following best describes the relationship between the trial and the bank leadership's conclusion?

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About Critical Reasoning: Evaluating a Mobile Banking Proposal

CLAT's Logical Reasoning section tests critical reasoning directly: a short passage lays out an argument, and the questions that follow test whether you can identify its conclusion, its assumptions, and what would strengthen or weaken it -- no prior knowledge of the topic is needed, since every answer follows from the passage itself.

This quiz works through a single original argument about a bank's branch-closure proposal, examining every angle CLAT actually tests: the argument's main conclusion, the assumptions it depends on, evidence that would strengthen or weaken specific claims within it, what can be validly inferred, and a weakness in its reasoning.

The twenty questions include an Assertion-Reason question and a multi-statement combination question alongside the dominant strengthen, weaken, and assumption format, keeping the same variety CLAT itself uses across a single passage.

Only five of the twenty questions are shown on any single attempt, so replaying this quiz brings a genuinely different set of questions rather than the same five memorised by rote.